长期护理选择

根据数据汇编 老龄管理, senior citizens — defined as those age 65 or older — numbered 44.2013年为700万，约占14%.百分之一的美国.S. 人口. By 2040, it is estimated that that number will increase to 21.7 percent and will reach 98 million seniors in 2060. Those reaching age 65 have an average life expectancy of an additional 19.3 years, which means the need for long-term care facilities will only grow.

遗产规划 includes the issues of aging, such as senior housing, home healthcare, and nursing 家庭护理. The process of finding appropriate long-term care for a loved one can be complex and time-consuming. It is important to not get overwhelmed and to involve the prospective resident in the decision-making as much as possible.

While there are alternatives that may be appropriate for some situations, 印第安纳州’s system of long-term care primarily relies on nursing homes. 社区bet9九州体育登录, 家庭护理, 资助长者房屋, 组织家庭, and assisted living facilities offer a wide range of services and accept various forms of payment. 印第安纳州有 16个老龄领域机构(AAAs) that are good resources for anyone needing more information, 援助, or referrals to these alternatives to nursing facility placement.

Many people have chronic conditions that leave them unable to live independently, 他们需要熟练的护理. Nursing homes in 印第安纳州 are often referred to as comprehensive care facilities. The Comprehensive Care Facility Licensing and Certification Program enforces the rules and regulations for long-term care facilities through surveys and investigation. The 印第安纳州 State Department of Health (ISDH) Division of Long Term Care is responsible for state licensing and federal certification programs for long-term care facilities.

印第安纳州有 全州543家经过认证的养老院, 总共52个,床位982张，拥有多种所有制模式. Some long-term care facilities are for-profit agencies (commonly owned by chains or corporations), while others are managed by non-profit organizations. Availability must be taken into account when considering these facilities. The ISDH evaluates the occupancy rate for nursing homes twice a year.

As of January 2016, almost 39,500 beds were occupied, making the occupancy rate 75 percent.

Unfortunately, long-term nursing 家庭护理 is usually not covered by traditional health insurance. 年度调查 assessing state and regional data reports 2015’s average costs for long-term care in 印第安纳州 were $215 per day, or $78,每年475美元, for a semi-private room in a nursing home and $250 per day, or $91,每年250美元, 养老院的私人房间.

Most people end up paying for nursing 家庭护理 until their personal assets run out; then they may qualify for Medicaid to pick up the cost. 仔细的规划, 然而, 能帮助保护这些资产吗, which is why an elder law or estate law attorney should be consulted.

那么，你从哪里开始呢? A smart first step is to sit down and identify the issues on which you cannot compromise, including those services and features that are absolutely necessary for your loved one. For example, does your loved one need help with certain daily activities? Does your loved one need specialized care for a condition such as Alzheimer’s or dementia? 你爱的人有宠物吗? Once you have that list, choose a handful of facilities that meet those criteria and go for a visit. There is no substitute for a visit to have questions answered and show you what areas you need to be concerned about. Don’t be distracted by a nice lobby or a friendly tour guide. This is where your loved one will be living – ask questions of staff and residents, and stop by a second time on a different day at a different time to get another look. 需要评估的事情有:

• 是否有员工24小时随叫随到?
• 工作人员与住院医生的比例是多少?
• 药物如何储存和处理?
• 紧急情况的处理程序是什么?
• 有客房bet9九州体育登录和洗衣bet9九州体育登录吗?
• Is the location convenient for visitors and in a safe area?
• 设施干净吗??
• 什么安全措施到位?
• 房间大小合适吗?
• 有没有为住客组织的活动?
• 访客限制是什么?
• 居民可以选择室友吗? 如果有问题，有什么程序?
• 有烟雾探测器和洒水装置吗?
• 员工友好吗??
• What is the mood and condition of the current residents?
• 食物的质量如何? 各种?
• 有供居民使用的室外区域吗?

Skilled-care facilities can be great resources for certain patients. If you are considering a nursing home for your aging loved one, 做一些调查来找到最好的伴侣. While we hope that your experience is a positive one, not all facilities provide quality care. If you believe that your loved one has suffered an injury or a decline in their condition due to the care they have received at a nursing home, 或者如果你对这个话题有任何问题, you can find out more by discussing it with the 新奥尔巴尼, IN, 长期护理律师 丘奇，兰登，洛普，巴内特·劳. We have worked with many families in 印第安纳州 and in 肯塔基州, 我们也期待着与你们合作. For skilled and knowledgeable representation, bet9九州体育登录线路 us by calling 812-725-8224 or by filling out 我们的网上表格. 总部设在新奥尔巴尼, 印第安纳州, we proudly serve communities throughout Kentuckiana; including, 但不限于, 杰佛逊县, KY, 弗洛伊德县, IN; and Clark County, IN.